A Business Auto Insurance provides coverage for vehicles owned by commercial enterprises. Coverage may be more restrictive than personal insurance and premiums are based upon usage, industry and drivers. Businesses with fleets of auto's, vans, trucks, pick up's and other heavy vehicles require Business Auto Insurance.
Coverages Include:
- Bodily Injury Liability
- Property Damage Liability
- Personal Injury Protection (No Fault)
- Additional PIP
- Uninsured Motorist/Underinsured Motorist
- Medical Payments
- Comprehensive Coverage
- Collision Coverage
Coverage is usually provided as part of a Commercial Insurance Program for various industries.